Untitled

You prepare an agreement of sale and submit it to the seller. The seller accepts the contract. You put down a deposit check.
The inspection process begins. This includes the title search Many real estate agents will want to place the title order with a company owned by either the builder or their own broker. We represent the approach of an independent party with loyalties to you and you alone. The property is inspected. In most cases, a professional inspector will conduct a home inspection and possibly survey the property and inspect for termites to ensure the integrity of the property
A title company (hopefully us) begins reviewing the title. Each home has a series of documents recorded at the local courthouse that reflect prior owners, lenders and other parties who have or had an interest in the home you’re buying.
Mortgage issues are addressed. We work with your lender to verify dollar figures and other important details of the transaction.
The HUD-1 statement is prepared. We prepare this document which shows all costs that will be paid at your closing. Check with us to confirm the amount you need to bring to the closing.
You close on your property. You’ll need to provide a picture ID and funds in the amount that your settlement agent says you’ll need to complete the closing. We are required by law to only receive "Good Funds." Good Funds is defined by state law as a wire transfer or a cashier's check. Make sure you know whether you want the standard title insurance policy or the Enhanced Policy (see FAQ).