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ACADEMY PROFESSIONAL SETTLEMENT SERVICES, LLC 610-719-8100
What kind of Problems does Title Insurance cover?
- Someone has presented themself as the true owner of the land, but actually is not.
- There are forged title documents.
- There are people who claim to have “power of attorney” who don’t really have the legal authority to act for another person.
- There are deeds delivered after the death of one of the people involved, without the pre-written consent of the deceased.
- There are heirs missing or not disclosed in title documentation.
- Wills were misinterpreted.
- Deeds were made by people of unsound mind.
- Deeds were made by minors.
- Erroneous reports were furnished by tax officials.
- There is an undisclosed divorce of a spouse who claims to be an heir.
- Children were born or adopted after the date of a will that involved the property.
- Surviving children were omitted from a will that involved the property.
- Title records were falsified.
- Creditors make claims against a property that was sold by heirs or other people named in a will.
- Deeds were made under duress as a last option to foreclosure.
- Easements (limited rights for other parties to use the land) exist that were not located by a survey.
- A deed incorrectly identifies public property as private property.
- There are errors in tax records.
- Representations on legal documents (e.g., Notary seals) are invalid or incorrect.
- The property was condemned but there is no official record of the condemnation.